The high costs of non-performing loans reduce the profitability, increase the financing costs and block the bank’s capital, having a negative impact on the credit offer and, finally, on the economic growth. Reducing the level of non-performing loans is one of the priorities of the European and national banking system. Recent recommendations issued by the regulatory authorities come to support the application of best practices in the field. Furthermore, the regulatory requirements regarding the recognition, measurement and reporting of non-performing loans were adjusted accordingly.
In this context, it is important to find the best actions for improving the process of managing non-performing loans, as well as alignment to the new regulatory requirements.
This seminar presents the way for identifying, measuring and reporting, as well as best practices for managing and controlling non-performing loans.
By the end of the session, the participants will:
- Have an overview of the implications generated by non-performing loans;
- Have the necessary knowledge for recognizing and classifying non-performing loans from the point of view of regulatory requirements;
- Obtain both relevant expected loss accounting techniques and capital requirements computation techniques;
- Gain adequate knowledge regarding the techniques for reducing the rate of non-performing loans;
- Learn about best practices for managing non-performing loans and the way in which they can be combined with the recommendations from the regulatory bodies.
This seminar addresses banking sector specialists involved in defining strategies and business models, in credit risk management, as well as other professionals interested in the seminar’s theme.
- Recognizing and classifying non-performing loans
- Measuring expected credit loss and calculating capital requirements (existing requirements and requirements in preparation)
- Projecting the evolution of non-performing loans and evaluating collection activity
- Strategies and actions for preventing and mitigating non-performing loans
- Recommendations regarding the governance structure and the operational structure
- Non-performing loans management on European and national level
- Policies, procedures and information sharing– best practices
Elena is a Senior Manager in Deloitte, within the Risk and Financial Services Regulatory Department. She has 10 years of experience in the field of credit risk management. Elena was involved in projects on methodological development and technical implementation of internal models, IFRS 9 requirements, as well as revising existing methodologies in financial institutions in Romania and beyond.
Andrada Tănase, ACCA
Andrada Tanase is a Manager in Deloitte, within the Risk and Financial Services Regulatory Department. She has over 6 years of experience in the field of credit risk consulting, financial reporting, IFRS implementation and audit of clients from the field of financial services. At present, Andrada is involved in several projects for IFRS 9 requirements implementation (including developing the methodology and implementing the adequate calculation system for expected loss).
The lecture lasts for 8 hours (7 hours net).
March 28, 2019, from 9:00 to 17:00
Enrollment is done by filling in the enrollment form.
The Romanian Banking Institute (RBI) will organize the lecture ensuring specialized lecturers and lecture support.
At the end of the lecture, the participants will be handed a certificate issued by RBI, under the aegis of the founding members of the National Bank of Romania (NBR) and the Romanian Banking Association (RBA), with 7 CPD credits.
CONTACT: Emilia Frunză, Training Manager
Tel: 0748.886.834 e-mail: firstname.lastname@example.org
 CPD = Continuous Professional Development