Key updates – Loan origination and monitoring as well as climate risk – Online

Key updates – Loan origination and monitoring as well as climate risk – Online

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The latest Guidelines on loan origination and monitoring that have been recently published by the European Banking Authority apply to all the credit institutions in Europe and impact both the existing and the new credit facilities. The guidelines address some of the banks’ concerns, but also include some additional important requirements. Overall, they represent an important and challenging set of regulations with significant implications in regards to lending strategies, data management as well as client relationships.

The importance of environmental, social and governance (ESG) factors as well as their associated risks (including climate risk) is also highlighted within these Guidelines, as these have to be incorporated within an institution’s credit risk appetite and risk management policies, credit risk policies and procedures.

The guide on climate related and environmental risks, that has been recently published by the European Central Bank, explains how banks are expected to safely manage climate-related risks and disclose them in a transparent way. Thus, the latest regulatory updates describe to which extent banks need to take into account such risks when defining and implementing their business strategy within their governance and risk management.

The purpose of this seminar is to provide a general overview upon the regulatory updates that the EBA and ECB have issued, the impact of their implementation upon the EU banking sector as well as the latest regulatory trends following the actual context.

PURPOSE

At the end of the session, the participants will:

  • Have a general overview upon the loan origination and monitoring as well as ESG & climate risk topics;
  • Clearly understand the changes that these regulations refer to;
  • Understand the challenges and impacts that the banks might face while implementing the regulations;
  • Familiarize themselves with the latest regulatory trends following the most recent crisis that the world’s economy has been going through.

AUDIENCE

This seminar is addressed to the financial services specialists that would like to gain knowledge and familiarize themselves with two of the most recent regulatory updates and the implication of the financial crisis upon their application.

TABLE OF CONTENTS

 Loan origination and monitoring – Key aspects:

  • Key requirements on areas such as:

– Governance;
– Origination;
– Pricing;
– Valuation;
– Monitoring.

  • Impacted areas and implementation challenges.
  • Deadline of implementation 

Climate risk – Key aspects:

  • What is climate risk and how it affects the banking sector
  • Regulatory perspectives and requirements in relation to climate risk;
  • Climate risk stress testing: discussion & best practices
  • Main challenges during the implementation of ESG and climate risk requirements

LECTURERS: 

Elena Grigore

Elena is Director within the FSI Risk & Regulatory Advisory Department. She has more than 10 years of experience in Credit Risk modelling, Basel II/III/IV requirements for standardized and IRB approach, A-IRB approval process and Model Life Cycle, Credit Risk Management models, IFRS 9 Impairment, Regulatory and Integrated Stress Testing as well as the implementation of IT tools for Risk Management and Regulatory Reporting purposes.

Andrada Tănase, ACCA, FRM

Andrada is Senior Manager within the FSI Risk and Regulatory Advisory Department. She specializes in regulatory requirements, including implementation of Basel III / CRR / CRDIV requirements, development and review of impairment methodologies (IFRS 9), financial & supervisory reporting.

Cătălin Ruja

Catalin is Senior Manager within the FSI Risk and Regulatory Advisory Department. He has 14 years of experience in credit risk, credit risk modelling and quantitative analysis and also in monitoring, review and validation of risk models, with focus on credit risk and IFRS 9, also covering stress testing and market risk.

DATE

August 27, 2020, from 9:00 to 15:00 

RBI will hold the course online on Microsoft Teams Platform.

CERTIFICATION

At the end of the course, participants will receive a certificate of attendance, issued by RBI (under the aegis of founding members NBR and RBA), with 14 CPD units.

For the course fee and other details please contact us by phone or e-mail. 

CONTACT

Emilia Frunză, Training manager

Mobile phone: 0748886834

e-mail: emilia.frunza@ibr-rbi.ro


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